Economics

Nationalization of Banks

After going through this post, you will be able to understand arguments in favour and against the Nationalization of Banks. Arguments in Favour of Nationalization of Banks Branch expansion: To balance the banking system, nationalized banks set an objective to initiate branch expansion programmes. The number of bank branches was about 8260 in 1969 and it …

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Features of Commercial Banks

A commercial bank is a financial institution that provides services such as accepting deposits, giving business loans, mortgage lending, and basic investment products such as savings accounts and certificates of deposit. The commercial bank is also called a joint-stock bank because it is organized on the lines of joint-stock companies. Features of commercial banks are …

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Commercial Bank Credit Creation

A commercial bank is a financial institution that provides services such as accepting deposits, giving business loans, mortgage lending, and basic investment products such as savings accounts and certificates of deposit. Commercial Bank Credit Creation Bank deposits form the basis for credit creation. Banks accept deposits from the public by opening a deposit account known …

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Roles of Commercial Banks

A commercial bank is a financial institution that provides services such as accepting deposits, giving business loans, mortgage lending, and basic investment products such as savings accounts and certificates of deposit. Following are the main roles of Commercial Banks: Roles of Commercial Banks Primary Roles of Commercial Banks Accepting Deposits Accepting deposits from the public …

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Primary Functions of Commercial Bank

A commercial bank is a financial institution that provides services such as accepting deposits, giving business loans, mortgage lending, and basic investment products such as savings accounts and certificates of deposit. Following are the primary functions of Commercial Bank: Primary Functions of Commercial Bank Accepting Deposits Accepting deposits from the public is the primary function …

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Functions of Commercial Bank

A commercial bank is a financial institution that provides services such as accepting deposits, giving business loans, mortgage lending, and basic investment products such as savings accounts and certificates of deposit. Following are the main functions of Commercial Bank: Functions of Commercial Bank Primary Functions of Commercial Bank Accepting Deposits Accepting deposits from the public …

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Features of Poverty in India

Poverty is the inability to secure the minimum human needs of food, clothing, housing, education, and health. When a person is unable to fulfil these basic needs, it leads to pain and distress. In this post, you are going to read about Poverty in India. Following are the main features of poverty in India: Features …

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